Insurance providers with international solutions

In principle, the Federal Law on Health Insurance holds that health insurance is solely mandatory for those living in Switzerland. The agreements concluded with the EU and EFTA have brought about several changes to this principle concerning certain categories of residents of EU or EFTA member States, i.e. pensioners, cross-border commuters as well as those receiving unemployment benefits in Switzerland.


For other categories of residents abroad the system remains the same as before, i.e. they do not have much legal backing for health insurance coverage with the Swiss insurance companies. The health insurance funds do have the possibility however (but not the obligation) to provide health insurance proposals for Swiss abroad.


We would recommend that you get in touch directly with your insurance company to ask if it does offer the possibility of health insurance abroad.


If this were not the case, we can suggest some useful addresses of companies who propose an international health insurance.




International Health Plan

by CSS Versicherung Ltd.

P.O. Box 2568

CH-6002 Lucerne

Tel. +41 58 277 16 87

International Health Plan. Insurance cover from CSS for Swiss expats. Worldwide security against illness and accident.


When you decide to move abroad from Switzerland temporarily or permanently, you need good insurance. Your Swiss insurance cover lapses when you move outside the country, in accordance with Switzerland’s Health Insurance Act (KVG).


With the International Health Plan, you can enjoy complete peace of mind at all times wherever you are in the world: whether at home, on holiday or travelling on business. Both in your chosen country of residence and elsewhere.


Further information:



ASN Advisory Services Network AG

International health insurances

Bederstrasse 51, P.O. Box 1585

CH-8027 Zurich

Tel. +41 43 399 89 89 /



Direct Health

Offices in Mumbai and Bangkok, consultant for International Medical Insurance solutions



Globality Health

1a Rue Gabriel Lippmann

LU-5365 Schuttrange

Tel. +352 270 444 22-02



Golden Care S.A.

Boulevard Helvétique 31

CH-1207 Geneva

Tel. +41 (0)848 444 222



KPT International

P.O. Box 8624

CH-3001 Berne

Tel. +41 58 330 91 11

Alterslimite bei Eintritt: 65 Jahre 



OPAL Health Insurance

10 Rue du Prince

CH-1204 Geneva

Tel. +41 22 317 78 55



SHI Swiss Health International Ltd.

14, rue du Rhône

CH-1204 Geneva

Tel. +41 22 819 18 67



Soliswiss AG

Independent international Health insurance broker

Gutenbergstrasse 6

CH-3011 Berne

Tel. +41 31 380 70 30



SWICA Health Care Organisation

Römerstrasse 38

CH-8401 Winterthur

Tel. +41 52 244 22 33



SWISSCARE Insurance Services AG

Chemin de Beaulieu 8

CH-1752 Villars-Sur-Glâne

Tel. +41 840 001 001



Swiss Insurance Online

Healthcare Insurance for Expatriates



Swiss Insurance Partners SA

P.O. Box 531

CH-8024 Zurich

Tel. +41 44 266 61 11



Visana Services SA

Weltpoststrasse 21

CH-3000 Berne 15

Tel. +41 31 357 94 58



WinHealth Group SA

Route de Malagnou 105 – CP 307

CH-1224 Geneva

Tel. +41 22 736 76 76 / +41 79 635 36 57



The Organisation of the Swiss Abroad is not in a position to examine the quality and conditions that these private insurances offer. Neither is this list intended to be exhaustive nor do we guarantee for the providers of the products. The list is intended merely as assistance in your search of insurances to contact for offers.






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